Calculation of your disposable
`2025 and 2026 income`

To obtain additional information on this tool, please visit the Estimate your disposable income page.

Your family situation

Your gross work incomeYour gross retirement income Your gross retirement income Private retirement income (for example, registered pension plans (RPPs), along with registered retirement savings plan (RRSP) benefits and Québec Pension Plan benefits), must be included in retirement income, which cannot be split. In the case of persons 65 years of age and over, Old Age Security and Guaranteed Income Supplement amounts are added to the income entered.

Your age

Your spouse's gross workretirement income

Your spouse's age

Number of children

Age

Childcare expenses

Childcare service

First child For childcare expenses Select the “Non‑subsidized” option if the child attends a regular‑rate childcare service, such as a non‑subsidized private childcare service. Select the “Subsidized” option if the child attends a reduced‑contribution childcare service such as a childcare centre (CPE), a subsidized private childcare service or a subsidized home childcare service. Childcare expenses entered cannot exceed $15 000 per child.